Student Smart Card

See the rewards of building and maintaining a healthy credit history:

Take advantage of up to 2% Purchase APR reduction when you make a purchase, stay under your credit limit and pay on time 3 billing periods in 
a row (0.25% each quarter, 8X maximum)2

5 Student Points for every $1 spent on restaurants and entertainment; 1 point for every $1 spent on all other purchases

Annual Fee:

No Annual Fee

Purchase APR:

0% Intro APR on purchases for 7 months; after that the variable APR will be 13.99% - 23.99%, based on your creditworthiness.

Balance Transfer APR:

No Intro APR on balance transfers

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