Car Insurance

New car? Feeling proud?  Put your mind at rest with our comprehensive insurance packages to suit you!

 

A range of ways to save

There are also a number of ways to enjoy discounts on your premium:

  • flexible excesses - the choice to reduce your premium by selecting a higher excess
  • new car discount - a welcome saving when you’ve gone to the expense of purchasing a brand new vehicle
  • no Claim Bonus discount - if you've been claim-free for 12 months or more you can receive a No Claim bonus discount of up to 60% off the standard premium
  • over 50's discount.
     

Benefits


Comprehensive (including Preferred & Nominated Driver Policies)


Third Party only


Third Party, Fire and Theft

Accidental loss or damage to your vehicle


 ✔


 ✘


 ✘

Loss or damage caused by fire or theft


 ✔


 ✘


 ✔

14 day hire car following theft


 ✔


 ✘


 ✔

Excess-free windscreen and window glass protection


 ✔


 ✘


 ✘

4 Year New Car Replacement option


 ✔


 ✘


 ✘

Repairs or replacement of single box trailer


 ✔


 ✘


 ✘

Towing costs following loss or damage


 ✔


 ✘


 ✘

Essential temporary repairs


 ✔


 ✘


 ✘

Lifetime Repair Guarantee


 ✔


 ✘


 ✘

Emergency Accommodation and Transport


 ✔


 ✘


 ✘

Cover for Personal Items damaged in an accident


 ✔


 ✘


 ✘

Hire car after accident option


 ✔


 ✘


 ✘

Legal liability when driving a substitute vehicle


 ✔


 ✔


 ✔

Legal liability including bodily injury or death to another person (CTP gap cover)


 ✔


 ✔


 ✔

Legal liability for damage caused by your passenger to another person's property


 ✔


 ✔


 ✔

Legal liability for other people driving your vehicle


 ✔


 ✔


 ✔

Legal costs incurred in relation to legal liability cover


 ✔


 ✔


 ✔

 

Optional additional benefits of weFinance Car insurance include:

  • 4 Year New Car Replacement Policy - insure your brand new car with us from the time of purchase and if it's written off within the first four years or 100,000kms, we'll replace it with a brand new one.  Applies to eligible Private Use vehicles less than 2 years old, and owned from new.
  • No Claim Bonus Protection - safeguard against losing your No Claim Bonus (NCB) discount. By selecting this option, your NCB will not be reduced or affected if you make 1 at-fault claim during the period of the policy.
  • Lifetime No Claim Bonus Protection - retain your maximum NCB for 2 years and you can choose to protect it for life.  This means that your NCB will not be reduced or affected if you make any at-fault claims during the period of the policy.
  • Hire car after accident - keep mobile if you have an accident.  We’ll cover the cost of car hire for up to 14 days whilst we're taking care of repairs.
  • Excess-free windscreen & window glass protection - we’ll repair your damaged windscreen or window glass with no excess and cost to you.

 

A range of ways to save

There are also a number of ways to enjoy discounts on your premium:

  • flexible excesses - the choice to reduce your premium by selecting a higher excess
  • new car discount - a welcome saving when you’ve gone to the expense of purchasing a brand new vehicle
  • no Claim Bonus discount - if you've been claim-free for 12 months or more you can receive a No Claim bonus discount of up to 60% off the standard premium
  • over 50's discount.